1. Acceptance and Scope

• You must be at least 18 years old to use or purchase the Services.
• By using the Services, you warrant you have authority to enter these Terms.
• These Terms govern access to the cloud-hosted control panel (“Platform”) and related services (“Services”).

2. User Warranties & Representations

• You are the sole user of your account and must keep credentials confidential.
• You have legal capacity to enter binding contracts.
• Registration/subscription info you provide is true, accurate, and complete.
• You will not use Platform data to build or support a competing product or service.

3. Permitted Use and Prohibitions

You may use the Services only for lawful purposes. You shall not:

• Host or distribute infringing, obscene, or illegal content (pirated software, hate speech, malware).
• Attempt to gain unauthorized access to the Platform, accounts, networks, or systems.
• Interfere with the security or integrity of the Services or other users’ data.

4. Governing Law & Jurisdiction

These Terms and disputes shall be governed by the laws of the State of Minnesota, USA. You and the Company submit to exclusive jurisdiction of state and federal courts located in Minnesota.

5. Company Remedies

We may terminate or suspend your account immediately if:

• You commit a material breach and fail to remedy within 5 days of notice.
• You engage in abusive or harassing behavior toward our staff.
• You become insolvent or are subject to bankruptcy proceedings.

6. Data Storage

• We may store files/data you upload to provide the Services and investigate violations.
• You must have rights/permissions for content you upload.
• We do not sell your data. Disclosure occurs only as required by law or per our Privacy Policy.

7. Prohibited Content

The following content is strictly prohibited:

• Intellectual property you do not own or lack permission to use
• Illegal material, including pirated software or copyrighted media
• Obscene, pornographic, hateful, or harassing content
• Malware, viruses, or harmful code

8. Refund Policy

• Full refund within 14 days of initial purchase (excluding trial subscriptions), minus gateway processing fees.
• No refunds after 14 days unless we cancel service, in which case prorated remaining prepaid days apply.
• Refund requests must be submitted to [email protected].

9. Disclaimer & Limitation of Liability

• Services are provided “as is” and “as available,” without warranties of merchantability or fitness.
• Total liability is limited to subscription fees paid in the three months preceding the claim.
• No liability for indirect, incidental, special, or consequential damages (including lost profits or data loss).

10. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and agents from claims, liabilities, damages, losses, or expenses (including attorneys’ fees) arising from your breach of these Terms or your use of the Services.

11. Termination

• You may cancel your subscription at any time; termination takes effect at the end of the billing cycle.
• We may suspend/terminate immediately for violations, with or without notice.
• Upon termination, access ends and data may be deleted per the Data Retention Policy.

12. Entire Agreement

These Terms, along with any policies referenced herein, constitute the entire agreement regarding the Services and supersede all prior agreements.

Contact Information

HM4 Development
Email: [email protected]